₹700+ Crores Funds Arranged | Trusted by PSU, Private & Co-operative Banks

AI-Powered Credit Advisory That
Gets Businesses Funded Faster

End-to-end credit automation for MSMEs, Mid-Corporates & Banks — from document collection to lender-ready proposals.

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Funds Arranged
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Faster Processing
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Bank Partners
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Clients Served

AI-Driven Underwriting

Intelligent credit assessment powered by machine learning algorithms for precise risk evaluation.

Faster Loan Sanctions

Reduce processing time by up to 35% with automated workflows and streamlined approvals.

Bank-Ready Credit Files

Proposals formatted to meet specific lender requirements, ready for immediate review.

Transparent & Confidential

Secure execution with complete client confidentiality and end-to-end data protection.

Why Credit Processing Is Broken Today

Traditional loan processing is slow, error-prone, and frustrating for everyone involved

Fragmented Documents

Incomplete and scattered loan documentation delays the entire process significantly.

Manual Underwriting Delays

Human-dependent processing creates bottlenecks and errors throughout the workflow.

Low Financial Clarity

MSMEs struggle to present accurate financial health to lenders in a structured format.

High Operational Load

Banks overwhelmed with file processing and credit assessment at every stage.

Result: Delays, rejections, and higher cost of capital.

Finconnect's Intelligent Credit Automation

End-to-end automation that transforms how credit is processed, assessed, and approved

01 — Intake

Digitized Document Intake

OCR + API validation for seamless document collection and verification at every step.

  • Automated OCR extraction
  • API-based validation
  • Real-time verification
02 — Assessment

Automated Underwriting Logic

AI-powered credit assessment with intelligent risk scoring and pattern recognition.

  • Machine learning models
  • Risk pattern recognition
  • Consistent evaluation
03 — Reporting

Financial Health Reports

Comprehensive FHR for MSMEs to understand and improve creditworthiness over time.

  • Complete financial analysis
  • Improvement recommendations
  • Lender-ready format
04 — Submission

Bank-Ready Proposals

Credit proposals formatted to meet specific lender requirements for quick turnaround.

  • Customized formats
  • Complete documentation
  • Quick turnaround

Credit Solutions for Growing Businesses

Comprehensive financing options tailored to your business needs

Working Capital

Short-term funding to manage daily operations and maintain healthy cash flow.

Term Loans

Long-term financing for growth and expansion of your business footprint.

Project Finance

Structured financing for large-scale projects with customized repayment plans.

CGTMSE Loans

Collateral-free loans backed by the Credit Guarantee Scheme for MSMEs.

LC & Bank Guarantees

Trade finance instruments for business needs including letters of credit.

Credit Structuring

Expert negotiation and deal structuring for optimal financing terms.

Outsourced Credit Processing for Banks & NBFCs

Partner with Finconnect to streamline your credit operations. Our AI-powered platform and expert team handle your file processing while you focus on growth.

  • Reduce operational costs by outsourcing credit processing
  • Access to trained credit professionals and AI tools
  • Scalable capacity to handle volume fluctuations
  • Consistent quality with standardized processes
  • Complete confidentiality and data security
Partner With Finconnect
Bank File Processing
Bank-Assigned File Processing
Complete processing of credit files assigned by your institution
AI Underwriting
Credit Underwriting Support
Expert underwriting assistance with AI-powered risk assessment
Auto Validation
Automated Document Validation
OCR and API-based document verification and validation
35% ↓ TAT
Reduction in Turnaround Time
Significantly faster turnaround time on credit processing

Transparent Pricing

Clear, competitive pricing with no hidden charges

For MSMEs & Mid-Corporates

Credit Advisory

Credit advisory and financial health assessment

Success Fee 0.5% – 2%
of loan amount (post disbursement)
Financial Health Report ₹2,000 – ₹10,000
based on business complexity
  • No upfront charges on advisory
  • Payment only on successful disbursement
  • Transparent fee structure
Get Financial Health Report
For Banks & NBFCs

Outsourced Processing

Outsourced credit processing services

Per File Processing ₹500 – ₹1,500
per credit file
Monthly Retainer ₹25,000+
per month (volume-based)
  • Dedicated processing team
  • AI-powered underwriting support
  • Custom integration options
Partner With Us

Measurable Impact

Real results for businesses and financial institutions

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MSME Revenue Growth

Average revenue increase for clients after funding

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Term Loan Enabled

Largest single term loan facilitated for a client

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Reduction in Bank TAT

Faster processing time for partner banks

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Less Manual Processing

Reduction in manual work through automation

Why Choose Finconnect?

We combine deep industry expertise with cutting-edge technology to deliver results that matter.

  • Strong Bank Network

    Established relationships with PSU, private, and cooperative banks across India.

  • AI + Human Expertise

    Perfect blend of advanced AI automation and experienced credit professionals.

  • Transparent Execution

    Clear communication, no hidden fees, and complete visibility into the process.

  • Deal Structuring Strength

    Expert negotiation skills to secure the best possible terms for clients.

  • Post-Sanction Support

    Continued advisory support even after loan disbursement for long-term success.

Our Commitment to You

  • Dedicated relationship manager for every client
  • Regular updates throughout the loan process
  • Multiple lender options for best terms
  • Confidential handling of all business information
  • Expert guidance on improving creditworthiness
  • Success-based fee structure

Leadership Team

Experienced professionals driving innovation in credit advisory

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Shrikesh Dixit

Chief Executive Officer
20+ years in banking & credit execution

Seasoned banker with extensive experience in corporate lending, credit risk management, and relationship banking across leading PSU and private banks.

CMJ

CA Mahesh Jogdand

Managing Director
Corporate Finance & Compliance Expert

Chartered Accountant with deep expertise in corporate finance, regulatory compliance, and financial structuring for growing businesses.

SD

Saket Dixit

Director
Retail Lending & Operations

Specialist in retail lending operations, process optimization, and customer relationship management with proven track record in scaling operations.

Ready to Improve Your Loan Approval Chances?

Get started with a comprehensive Financial Health Report or speak directly with our credit experts.

Request Consultation

Fill out the form below and our credit expert will get back to you within 24 hours.

What Happens Next?

Our streamlined process ensures you get results quickly and efficiently.

1

Initial Discussion

Our credit expert will call you to understand your requirements in detail.

2

Financial Assessment

We analyze your financials and create a comprehensive health report.

3

Lender Matching

We match you with the best lenders for your specific needs and profile.

4

Funding Success

We guide you through approval and disbursement to final success.

24hr Response
100% Secure
Expert Team